Stay informed with the irmaa 2026 update and understand how income changes affect Medicare Part B and Part D premiums. Federal Pension Advisors provides clear, humanized guidance to help retirees and federal employees plan ahead, manage surcharges, and make confident decisions for healthcare and retirement finances. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge